Author: xuwftsmy

  • Supreme Court Holds that Property Owners can recover surpluses from tax sales

    Supreme Court Holds that Property Owners can recover surpluses from tax sales

    Summary In Tyler v. Hennepin County, the U.S. Supreme Court unanimously held that a county’s retention of the excess value of a home in a tax sale violated the Takings Clause of the Fifth Amendment. The decision, which reversed the lower courts, gives new rights to property owners in states that do not reimburse property owners… Read more

  • Understanding Surplus Funds After Real Estate Foreclosure

    Understanding Surplus Funds After Real Estate Foreclosure

    After a real estate foreclosure, it’s common for the sale of the property to yield more money than what is owed on the mortgage loan. This excess amount, known as surplus funds, rightfully belongs to the former homeowner. Understanding surplus funds and the process to claim them is essential for individuals who have undergone foreclosure… Read more

  • Understanding Home Foreclosure: Tax Implications and Mortgage Considerations

    Understanding Home Foreclosure: Tax Implications and Mortgage Considerations

    Home foreclosure is a distressing event that can happen due to various financial hardships, such as missed mortgage payments, job loss, medical emergencies, or other unforeseen circumstances. Beyond the immediate impact on homeowners, foreclosure also carries significant implications concerning taxes and mortgages. Understanding these aspects is crucial for individuals facing or concerned about this situation.… Read more

  • Property Tax Appeal 101

    Property Tax Appeal 101

    Property taxes are a significant financial responsibility for homeowners and property owners. These taxes are based on the assessed value of the property and can significantly impact annual expenses. However, if you believe your property has been overvalued, you have the right to appeal your property tax assessment. Understanding the property tax appeal process and… Read more